Released on: January 17, 2008, 4:07 pm

Press Release Author: National Life Group

Industry: Financial

Press Release Summary: Two Popular National Life Universal Life Products, Harbor and
Horizon, are Enhanced

Press Release Body: For Immediate Release

National Life Group Insurance Company Introduces "Next Generation" UL Product

Montpelier, VT, January 17, 2008 - Life Insurance Company of the Southwest (LSW), a
member of National Life Group, has enhanced two popular universal life products,
Harbor and Horizon, within its comprehensive product portfolio. National Life Group
continues to offer more options and flexibility for its clients in the middle,
emerging affluent/affluent, and business owner markets.

Harbor and Horizon Universal Life products allow two additional opportunities for
those seeking traditional fixed universal life product solutions with high current
and guaranteed rates. In addition, they are the first LSW products designed for the
pension planning market. Harbor continues to be a middle market product focusing on
family protection with restructured guarantees: 5% guaranteed interest rate for the
first 10 years and 3% thereafter. Horizon is a flexible, cash accumulation product
most applicable for the emerging affluent/affluent markets. With the addition of
the Additional Protection Benefit (APB) and Balance Sheet Benefit (BSB) riders,
Horizon is particularly relevant for the business owner market as well.

"We have taken our two popular universal life contracts and enhanced them while
preserving our notable living benefits riders which provide benefits in case of a
critical, chronic, or terminal illness," states Mehran Assadi, President, Life and
Annuity, National Life Group. "With increased flexibility, more options, and new
riders, Harbor and Horizon continue to focus on the financial needs of our
multi-market clients through life insurance."

About National Life Group
National Life Group is a diversified family of financial service companies made up
of its flagship company, National Life Insurance Company, founded in Montpelier,
Vermont in 1850, Life Insurance Company of the Southwest, Dallas, Texas, Sentinel
Asset Management Inc., Equity Services, Inc. and National Retirement Plan Advisors
Inc., all located in Montpelier, Vermont. Companies in the group offer a
comprehensive portfolio of life insurance, annuity and equity* products to help
individuals, families and businesses pursue their financial goals.

Life Insurance Company of the Southwest is licensed in all states except New York
and does not offer insurance in New York. National Life Group is a trade name of
National Life Insurance Company and its affiliates. Each company of the National
Life Group is solely responsible for its own contractual obligations.

Harbor and Horizon Universal Life Insurance, form series 8514(0707)/8515(0707), are
underwritten by Life Insurance Company of the Southwest, Dallas, Texas. Products
and riders are not available in all states. Current rates are not guaranteed. Use
of living benefits will reduce the cash value and death benefit.

* Securities are offered solely through Registered Representatives of Equity
Services, Inc., Member FINRA/SIPC, One National Life Drive, Montpelier, Vermont,
05604, 802-229-3900. All companies referenced are affiliated.

TC39196(0108)
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Web Site: http://www.nationallife.com

Contact Details: Contact: Matt DeSantos
National Life
One National Life Drive
Montpelier, VT 05604
802-229-7023
MDesantos@nationallife.com